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Updated with the specific quote. The sentiment of which has been echoed in this thread multiple times.
Maybe follow the thread?
https://lemmy.world/comment/9580949
Edit:
it doesn’t make you a martyr to barely break even, it still makes you a parasite.
Seeing the same thing here. Apparently I’m scum because I’m renting my previous home for -10%/+10% of: mortgage on the lower price I paid 10 years ago, plus property taxes, plus home owners insurance, plus repairs and maintenance.
Apparently I would no longer be scum if I stopped renting it and refused to renew my tenants lease, sold the house and made a huge profit now, and the next person will have to pay brand new closing costs plus a mortgage on double the home value and double the APR.
I’m guessing most folks down-voting the sane responses saying rentals aren’t needed have never tried selling a house (and gone 6+ months paying the mortgage for a house you no longer live in) or don’t know there’s a “break even” calculation that tells you how many years you have to live in the same house before you’re better off than having just rented (realtor fees to sell the house, closing costs, time to sell the home where you’ll still be paying your mortgage + taxes + insurance, time to close, getting credit approval for a mortgage, etc).
Hell, I did the calculation when I had to move to a new state and I was able to rent a house for less than it would have cost me to pay for closing costs and realtor fees when I would have sold the house 3 years later. Not to mention the time to come up with 20% down payment.
But fuck me for not taking the easy way out, kicking out my tenants and cashing in on the current huge property values to sell my old home.
Yes, let’s pretend that housing prices haven’t gone up (lumber shortage, pandemic, what are those things?!)
And let’s live in a world where interest rates haven’t changed in the same time period (2.75% APR should be about the same as a 7% APR mortgage!).
Lastly, let’s ignore closing costs and the huge hunk of money realtors, banks, title companies, surveyors, and so on make every time a home is sold.
The main issue folks have with those generic “fuck all landlords!” posts is that while yes, corporate landlords that monopolize housing and keep raising rents in lockstep and invent fees suck ass, there’s also folks who found it easier to rent right away vs keeping an empty house on the market. Those landlords are paying a 10 year old mortgage with 10 year old lower interest rates, but 2024 property taxes and home insurance.
10 year old mortgage for a home at 2014 prices + current property taxes and insurance + 10% profit margin (the horror) << Brand new mortgage on the same home at 2024 prices and 2024 APR + insurance and property taxes.
Oh and I forgot about mortgage insurance. The person renting their home likely has gotten their mortgage below the cutoff for requiring mortgage insurance.
There are many situations where both the person renting their home and the renter come out way ahead.
The only ones who win by forcing everyone to sell their homes and no longer rent are the banks (more closing costs, prey on folks who aren’t ready to buy a home with high APRs and mortgage insurance, get to close out low APR loans for new higher APR loans), real estate agents and everyone that gets a cut Everytime a home is bought and sold.
That said there is something that can be done for the big investment groups that are buying up homes to jack up prices and corner local rental markets.
Buying house for say 100k at 3% APR, renting it because you were laid off and cant afford moving expenses, rent in a different city, plus paying a mortgage on an empty house for 6 months to a year while it sells. Then years later you still keep it because, while you could sell it and cash in, with the low APR you got on it you can afford to rent it for less than the corporate scum suckers who try to monopolize housing = Parasite
Kicking out your renters and selling said house you bought at 100k for 200k to corporate scum suckers who will turn around and sell it at an even higher price or rent it at really high rates OR someone else who will end up paying way more than the rent I was asking for the place because interest rates are about double and the house has also doubled in price = internet hero
No room for nuance, got it.
Are we talking about eliminating renting altogether?
Cause that is what it sounds like in this thread. Folks wanting to completely eliminate renting and drive folks to buy a house Everytime they move.
This ignores things like closing costs, realtor fees, really high property taxes, expensive home repairs, and temporary work assignments.
Maybe you really need a job but don’t want to straight up buy a house and instead rent something until you can find a job back in your local area or you decide it’s time to take the plunge and move for good.
Sure there are many a-hole companies and landlords that try to squeeze their tenants for every dime and treat their tenants like crap (lord knows I’ve run into those), but on the other hand there are folks who need a place to live but haven’t decided where they want to settle down and people who can rent their old property at a decent date based on the low interest they themselves were able to lock down.
Some are folks (like me) who moved but couldn’t afford to keep their house empty for an extended period of time to put it on sale while they’re paying rent or a mortgage in another state. So renting, even if you’re barely breaking even, makes sense.
Better to rent your old house for barely above the costs for the property taxes, homeowners insurance, and mortgage interest, and maintenance costs than to take a 6-12 month hit where you have to pay the above while not living in the house because your new job is in a different state. And that is if you sell in 12 months and don’t take a big hit on the sale.
If you’re buying/selling a house every 3 years then you’re really going to get screwed. I personally went from living in a home I owned (and paying a mortgage on) to renting for 3 years just to understand where I wanted to live in a new state, which areas had the best employers, and wait out on a low APR and decent buyers market.
If I had to buy a house instead of having the option to rent, then I would have ended up buying a house near that employer which would have been over an hour commute from the better job offers I got after I moved here.
LordOfTheChia@lemmy.worldto Selfhosted@lemmy.world•What are common practice's for hardening/securing your server?4·1 year agoDo a search for you server OS + STIG
Then, for each service you’re hosting on that server, do a search for:
Service/Program name + STIG/Benchmark
There’s tons of work already done by the vendors in conjunction with the DoD (and CIS) to create lists of potential vulnerable settings that can be corrected before deploying the server.
Along with this, you can usually find scripts and/or Ansible playbooks that will do most of the hardening for you. Though it’s a good Idea to understand what you do and do not need done.
LordOfTheChia@lemmy.worldto World News@lemmy.ml•Boeing 737 Max 9: United Airlines finds loose bolts during inspections141·2 years agoMore like unexpected new features, like the all new spontaneous exit row!
LordOfTheChia@lemmy.worldto Programmer Humor@lemmy.ml•Hacking in 1980 vs Hacking in 20249·2 years agoTrue on the digit by digit code decryption. That I can forgive in the name of building tension and “counting down” in a visible way for the movie viewer. “When will it have the launch code?!” “In either 7 nano seconds or 12 years…”
If they had been more accurate, it would have looked like the Bender xmas execution scene from Futurama:
https://www.youtube.com/v/aRdRZ6TKo4s?t=25s
I did like the fact that they showed war-dialing and doing research to find a way into the system. It’s also interesting that they showed some secure practices, like the fact there was no banner identifying the system or OS, giving less info to a would be hacker. Granted, now a days it would have the official DoD banner identifying it as a DoD system.
I remember with Windows 95, LAN Manager passwords were hashed in two 7 digit sections which made extracting user password from the password hash file trivial:
https://techgenix.com/how-cracked-windows-password-part1/
Looks like it was worse than I remember. The passwords were first converted to all upper case first!
In addition to the explanation others have mentioned, here it is in graph form. See the where the graph of 2^x intersects the y axis (when x=0):
https://people.richland.edu/james/lecture/m116/logs/exponential.html
This also has some additional verbal explanations:
http://scienceline.ucsb.edu/getkey.php?key=2626
The simplest way I think of it is by the properties of exponentials:
2^3 / 2^2 = (2 * 2 * 2) / (2 * 2) = 2 = 2^(3-2)
Dividing two exponentials with the same base (in this case 2) is the same as that same base (2) to the power of the difference between the exponent in the numerator minus the exponent in the denominator (3 and 2 in this case).
Now lets make both exponents the same:
2^3 / 2^3 = 8/8 = 1
2^3 / 2^3 = 2^(3-3) = 2^0 = 1
Package was being delivered by GOB Bluth.
“Return from whence you came!”
LordOfTheChia@lemmy.worldto Games@lemmy.world•VR still makes 40-70% of players want to throw up, and that's a huge problem for the companies behind it1·2 years agoFor the Quest 2, the ideal setup is a dedicated (but inexpensive) router for wireless communicating with the headset. Last I looked a few specific models of semi-generic $50 routers were tested by the community.
Then you can either run your PC lan connection through that router or if you have a second Ethernet connection, use one just for that router.
LordOfTheChia@lemmy.worldto Games@lemmy.world•VR still makes 40-70% of players want to throw up, and that's a huge problem for the companies behind it4·2 years agoFrametimes is the specific measure.
<11.1ms for 90Hz or <8.33ms for 120Hz
If the game, experience, or whatever breaches that minimum frame time frequently, then you can experience nausea just from moving your head around.
It does require some sacrifices like turning shadows down a notch or two in some game engines and choosing additional visual effects carefully. Some visual effects require additional computation passes and can add the the frame time.
A low latency CPU (like the AMD 3D cache CPUs) or a normal mid to high end CPU with fast memory with good timings helps quite a bit.
The GPU should be capable of pushing the pixels and shading for the target resolution. Even with a 6900xt I’ve been able to comfortably push over 4500x3000 per eye rendering (enough to get a nice anti-aliasimg effect on my Pimax 8kX at the “normal” 150 degree H.FoV) in most games.
Surprisingly, fidelity FX can help as well (the non-temporal version).
LordOfTheChia@lemmy.worldto Games@lemmy.world•VR still makes 40-70% of players want to throw up, and that's a huge problem for the companies behind it6·2 years agoadding a virtual nose decreased motion sickness significantly
Behold, the VR headset of the future!
LordOfTheChia@lemmy.worldto Games@lemmy.world•VR still makes 40-70% of players want to throw up, and that's a huge problem for the companies behind it332·2 years agoWould be nice if the author had done a bit of research on the specific things that had been done in VR since he tried his DK2 to prevent nausea:
An Oculus DK2, a PC that couldn’t quite run a rollercoaster demo at a high-enough framerate, and a slightly-too-hot office full of people watching me as I put on the headset. Before I’d completed the second loop-de-loop, it was clear that VR and I were not going to be good friends.
The studythe author quotes dates to August 2019!For one, non-persistent displays have become the norm. These only show (strobe) the image for a fraction of the frame time and go black in between. Valve discovered that the full 1/90th of a second an image is displayed is enough to induce nausea if the head is moving during that time. So the Vive (and the Oculus Rift) had non-persistent displays.
The stobing effect is so fast you don’t notice it.
Elimination of artificial movement is another. The reason Valve focused on games with teleport movement and made a big deal of “room scale” early on was to eliminate the nausea triggers you encounter in other types of experiences.
Valve had an early version of Half Life 2 VR during the days of the DK2, but they removed it as the artificial motion made people sick (myself included).
For many, sims work as long as there is a frame in their field of vision to let their brains lock into that non-moving frame of reference (ex car A-pillars, roof line, dash board, outline of view screen on a ship interior, etc). Note the frame still moves when you move your head, so it’s not a static element in your field of view.
Also it helps if your PC can render frames under the critical 11.1ms frame time (for 90Hz displays). Coincidentally, 90Hz is the minimum Valve determined is needed to experience “presence”. Many folks don’t want to turn down graphic options to get to this. It’s doable in most games even if it won’t be as detailed as it would on a flat screen. Shadows is a big offender here.
Resolution isn’t as big of a factor in frametimes as detailed shadows and other effects. I have run games at well over 4k x 2.5k resolution per eye and been able to keep 11.1ms frame times.
Lastly, it has been noted that any movement or vibration to the inner ear can for many stave off nausea. This includes jogging in place while having the game world move forward. For many years we’ve had a free solution that integrates into Steam VR:
https://github.com/pottedmeat7/OpenVR-WalkInPlace
Jog in place to make your character move forward in the direction you’re facing. Walk normally to experience 1-to-1 roomscale.
I’ve use the above to play Skyrim VR without any nausea. Good workout too!
For car, flight, spaceflight simulators, a tactile transducer on your chair (looks like a speaker magnet without the cone - or basically a subwoofer without the cone) can transfer the games sound vibrations directly to you and therefore your inner ear and prevent nausea.
I’ve literally played over 1,000 hours of Elite:Dangerous this way as well as Battlezone VR and Vector 36. All games that involve tons of fast artificial movement.
The main issue is too many people tried out VR cardboard or old DK2 demos with low and laggy framerate, persistent displays, and poorly designed VR experiences and simply write off all VR as bad and nausea inducing.
Edit: added links and trailers to the games mentioned so folks can see the motion involved. The “study” wasn’t a proper study. It was a quote from a scientist. No data was given about what headsets or which experiences caused nausea.
LordOfTheChia@lemmy.worldto Games@lemmy.world•How Cyberpunk 2077 clawed its way back from disaster to complete one of the greatest redemption arcs in gaming history5·2 years agoThe awesome Internet Historian video on No Man’s Sky for those that haven’t seen it:
LordOfTheChia@lemmy.worldto Showerthoughts@lemmy.world•Motherboards must have integrated 8bit game to play if windows gets corrupted26·2 years agoHmm no boot drive found, press F1 to play Doom instead!
Kinda like the Sega Master System. If you turned it on without a game and pressed UP + A + B at the screen telling you to put in a game cartridge, it launches a game where you guide a snail through a maze:
LordOfTheChia@lemmy.worldto Mildly Infuriating@lemmy.world•Woman upgrades house for $12K and gets evicted by landlordEnglish10·2 years agoAlso shop around for mortgage lenders (hint: credit unions) that will give you a break on the mortgage insurance if you put down at least 5% down.
I have a sneaking suspicion that the Robotaxi isn’t ready and instead we just got a look at the Tesla Model 2.
It would make more sense as others mentioned for a robotaxi to have more room for seating and cargo. Even face to face seating.
Full height cargo space like a SUV or crossover (station wagon) body would maximize cargo space for quick cargo loading and unloading.